Archive for February, 2009

Venture Capital ? Knowing Your Funding Options

Saturday, February 28th, 2009

Current info about Venture Capital is not always the easiest thing to locate. Fortunately, this report includes the latest Venture Capital info available.

Entrepreneurs and business experts have defined venture capital as a financing style between a capitalist and entrepreneur with a common goal of a handsome return in a short period of time, maybe 3 to 5 years. But while there are several resources on the definition and characteristics of this topic, few have actually discussed the options that this kind of business set-up has.

Before taking the plunge, know what these options are and how they can be applied to your current business plan.

The funding option depends on the stage of the company’s progress. Investment firms can invest from $50,000 up to $20 Million. If the company is still at its earliest stage, where a concept or invention is still to be developed or proved, the option is called seed financing. Here investment is spent on marketing and product development. Product ingenuity and market research are the areas being focused.

When the company has already developed its product and marketing strategy but needs money for the actual production and initial marketing, the funding option is called start-up financing. This is the common option for new entrepreneurs and inventors. Here funds are spent for the production and initial marketing. Amounts can range from $50,000 to $1 Million.

You may not consider everything you just read to be crucial information about Venture Capital. But don’t be surprised if you find yourself recalling and using this very information in the next few days.

Sometimes a company already has its products and may have initially introduced them to the market, but receives little or no revenue at all. In this case, the entrepreneur may need financial assistance at this stage, called the first or early stage. The amount usually ranges from $500,000 up to $15 Million, depending on the extent of the changes that need to be made. It could be that the product needs to be revised or developed to make it more saleable, or it can be a mere repackaging or change in advertising strategy.

The next option is called the second or later stage. Here the company has its products and may have received revenues, and has the potential of making it big in the near future, but for some reason has no funds at hand. It could be that there are some loans that need to be paid, or other financial schemes that need to be complied with. That is why venture capital firms invest from $2-15 Million to help the company.

Some profitable companies want to expand, but does not want to put in more capital out of their own money. Their goal is not to keep the company for many years but for it to quickly grow in order to make an IPO within a few months, say 3-18 months. This option is called the third or mezzanine stage. Amounts range from $2 Million to $20 Million.

Similarly, this next option needs an investment before an IPO, but the time frame is within 3-12 months. This is called the bridge. Investment is also between $2 Million to $20 Million.

Remember that there is a specific option for each stage that your company has. The key is to know what options to use. Similarly, you must know where to find these venture capital firms. You must also develop a concise but comprehensive business proposal to present to them. Lastly, keep in mind that venture capital is not the end-all but just the beginning of more challenging things to come.

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Benefits Of 3 Wheel Mobility Scooters

Thursday, February 26th, 2009

One of the most common types of mobility scooters are those that were manufactured and produced with four wheels. They are able to go forwards, backwards and of course left and right. For quite a while they were considered to be very useful and helpful, and many people appreciated the efficiency and convenience that devices like them offered to the individuals that needed the assistance. However, over time, as technology advanced, individuals began to start expecting more of all their technologically backed items, including mobility scooters.

You can see that there’s practical value in learning more about Mobility Scooters. Can you think of ways to apply what’s been covered so far?

And so, as companies began to make more changes on their mobility scooters, in order to make them more appealing to consumers, eventually some companies came up with the idea o design mobility scooters that would be able to function with fewer wheels, and offer even more to the individual by way of efficiency, convenience and style. This is part of what makes them so appealing and attractive to consumers and individuals that are thinking about purchasing such items, if they find that they have begun to need something to help them move around from one place to another. Sometimes this happens when a person succumbs to an injury, and in other instances these devices are used by individuals that would otherwise feel pain when moving about at such a steady pace or for such a lengthy period of time.

Most people would not think so, but mobility scooters are not like an individual’s car. They want items and devices that will help them to feel good about themselves. They want items that will look nice and sharp. 3 wheel mobility scooters offer not only cutting edge technology and convenience, but they are also able to offer a new look to individuals that are considering investing in such items. They are designed to look more streamlined and aerodynamic, not unlike a car. The rounded edges and sturdy design help to make 3 wheel mobility scooters popular, but this is not what clenches it for these types of scooters. Rather, it is the different things that an individual can do with the 3 wheel mobility scooters that help to put them ahead when it comes to the benefits and advantages that come with the scooter.

Not limited to rough turns or three point turns, the one singular wheel in the front of three wheel mobility scooters allows the individual to move around in a much more fluid motion. People no longer need to go forward, then back, and then forward again in order to complete a sharp turn. Instead, the new more subtle look of the scooter and the unassuming design help the individual in charge of the 3 wheel mobility scooter to move in a more simple and steady form. This makes these types of mobility scooters more appealing to consumers because they offer efficiency, and extended convenience in addition to style and sleek designs which can help to make a person feel better about admitting that they may need help moving around from time to time. No one likes to feel helpless, and a mobility scooter such as this can add an exciting edge to the event.

Sometimes it’s tough to sort out all the details related to this subject, but I’m positive you’ll have no trouble making sense of the information presented above.

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Sources of Venture Capital News

Wednesday, February 25th, 2009

You should be able to find several indispensable facts about Venture Capital in the following paragraphs. If there’s at least one fact you didn’t know before, imagine the difference it might make.

Venture capital is one industry that has been around for the past 60 years or so. However, just like any industry, it continues to evolve and change. Much of its development can be attributed to the internet. Because of it, things are faster and easier. Any updates on venture capital and any venture capital news are readily available to the rest of the world through the internet.

Aside from the internet, there are other sources of venture capital news. Old, traditional sources such as newspapers and magazines continue to provide the necessary updates and information that venture capitalists and entrepreneurs need. These are also good sources of legal updates in the field of venture capital.

But any information that we can find in magazines and newspapers can also be found in the internet. Aside from the printed materials in circulation, they also operate websites where the articles are posted.

Newsletters and emails are also sources of news. Subscription to a specific site sometimes includes subscription to their daily or weekly newsletters. Here service providers help entrepreneurs by providing them with useful articles and practical information. Contributions from business experts and capitalists can also be found in these newsletters.

Discussion groups and forums are also good venues to post updates. Here you are able to exchange ideas and interact with fellow entrepreneurs like you. They can provide you with tips in the different aspects of venture capital, from raising venture capital to drafting of proposals to exit strategies.

Articles on venture capital are not limited to business pages or sites. There are sites which are specifically dedicated to venture capital. These sites post news and provide video streaming as well. News articles are sometimes classified into more specific topics such as buyout news, industry news, fund news and transition news.

Think about what you’ve read so far. Does it reinforce what you already know about Venture Capital? Or was there something completely new? What about the remaining paragraphs?

This makes it easier for the reader to choose which articles to read. So if you are interested in buyouts only, for example, then you don’t have to go through all articles to find the news that you want. The articles are also arranged by date, also to make it more accessible.

Because the internet is worldwide in scope, these articles can therefore be accessed by practically everyone anywhere, in the same way that we can read news and updates in their countries. This goes to show that venture capital is a worldwide phenomenon. In the US alone, close to $29.9 Billion was used for venture capital investment in 2007.

Also, capitalists are not looking at the US markets only but have considered funding companies and businesses in China, India and other developing countries in Asia. This is good news for these countries with vast manpower resources but limited funding.

Through these articles, you become informed of the latest trends in VC. Last year, the trend was towards early stage investing. It was estimated that 35% of VC investments will go to seed and early stage deals. On the other hand, expansion-stage funding decreased.

There are some really good websites which provide venture capital news and more. Aside from news, they also provide listings of venture capital firms and the companies that they helped fund.

Find these websites and bookmark them. For young entrepreneurs, these sites are useful for them to know more about venture capital.

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Graphic Design Firms Can Make a Difference

Sunday, February 22nd, 2009

There’s a lot of focus on the need for change in the world. More and more our attention is turning to helping those in more need than ourselves. A number of millionaires have been in the news with their funding of good works around the globe. The Gates have set up a foundation to help with AIDS in Africa. Warren Buffet donated billions to the Gates Foundation. Oprah has started a Leadership Academy for Girls in South Africa and now she’s doing a reality TV show creating a competition of multiplying people’s efforts to make a difference. These are just a few examples.

Have you been wondering how you can make a difference in the world? Do you have a desire to contribute, but not the budget that would make that possible? There’s plenty of ways you can make a change in what you see around you. Donating your time and skills is one of those ways.

Graphic design firms all over the country are seeing that their skills are an important donation. Non-profit organizations are very much in need of graphic design. Firms like yours are signing on to provide all the skills that non-profits use to get their message out — logos, print advertisements, posters, invitations for fund raisers, multi-media presentations, newsletters, photography and other needs. Do you have skills you are willing to donate?

So far, we’ve uncovered some interesting facts about Graphic Design. You may decide that the following information is even more interesting.

How do you decide who, what, where and how? First answer this question. What’s important to you, what would you like to see change. Is literacy important to you? How about finding homes for the homeless? Or, making sure people have enough to eat? Providing job training for homeless people or ex-addicts trying to get back on their feet might be another cause you feel strongly about. (You do need to feel strongly about it, or you’re not going to like the hours you’re putting in without pay.) For every idea mentioned above there’s probably at least one and more than likely several non-profits in your community providing these services. And, most of them are operating on limited budgets. Their flows of Federal and State monies have been cut dramatically in the last few years and more and more they need to depend on private donations.

Decide what you are willing to do and how much time you have. Be sure to be realistic. This is one area where you don’t want to back yourself into a corner.

Think you don’t have enough time? Put together a consortium of graphic design firms to make the contribution. Each one of you can take a different piece of graphic pie that needs to be produced. With multiple skills from several graphic design firms you’ll be able to make a substantial contribution to a non-profit of your choice. And, you’ll likely multiply the value of our contribution. Especially if that contribution involves the design of invitations for a fund-raiser, or a multi-media presentation designed to raise funds for the organization.

See, you and other graphic design firms like yourself can make a huge difference in the world. So, what are you waiting for? Who’s going to receive your volunteer services?

So now you know a little bit about Graphic Design. Even if you don’t know everything, you’ve done something worthwhile: you’ve expanded your knowledge.

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Same Sex Adoptions

Friday, February 20th, 2009

You should be able to find several indispensable facts about Adoption in the following paragraphs. If there’s at least one fact you didn’t know before, imagine the difference it might make.

Studies have shown that children tend to blossom in same sex families. The problem is that only one parent is allowed to adopt. By not allowing both parents to adopt the child, it means that he law can not protect the rights of the co-parent. The co-parent should have rights such as knowing that if something where to happen to the other parent they would still be able to care for the child. The co-parent should also have rights if for some reason the couple should split up. The co-parent needs to be allowed to make decisions such as for medical treatment or for educational purposes.

Research has also shown that there are really is not a difference between straight and non straight couples when it comes to parenting. Both want what is best for their children. Just because a child is raised by a same sex couple does not meant that they are going to grow up to be non straight. But they do tend to handle people of different cultures better.

The more authentic information about Adoption you know, the more likely people are to consider you a Adoption expert. Read on for even more Adoption facts that you can share.

The outcome of a child being raised in a same sex home is unknown. Many same sex couples are finding it more and more difficult to adopt and instead turn to insemination or sera get mothers. Some states allow one parent to adopt and then the second parent to do a domestic stepparent adoption. There are no international adopting countries that allow same sex couples either and if you gay or lesbian and single, if you keep your sexuality under wraps you may have better luck adopting. In Massachusetts, California, and Vermont, where same sex marriage is legal, they still recommend that the second parent file for stepparent adoption. This way the federal government will recognize the legality of the parent-child relationship.

Other than there unique hang ups and legal difficulty, the process is typically the same. A home study is required. So are the standard background checks. None of the steps are different, only getting those accomplished takes some breaking through taboos and stereo types. In general a lot of red tape. In some cases things tend to go right through when the judge is on your side, if he or she is not then there could be friction there too.

Regardless of where you decide to adopt, one thing is for certain due to how new this idea is for mainstream America same sex adoptions are likely to be an uphill battle for some time to come. Gay and lesbian couples will still be able to adopt after overcoming the challenges of their sexual orientation. And though little is known about how same sex parenting impacts a child raised in these circumstances, one could scrutinize that many have adopted already, and there are a lot of well adjusted children living in those situations, or it would not still be allowed.

Now might be a good time to write down the main points covered above. The act of putting it down on paper will help you remember what’s important about Adoption.

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Marx Toy Trains

Wednesday, February 18th, 2009

At the end of World War I, in 1919, Luis Marx started a toy company. The company was called Marx and Company and was co-founded by Louis brother, David Marx. The company’s motto was to, “give the customer more toy for less money.” The company enjoyed a long run of success, surviving the both the Great Depression and the second World War, before it closed its doors in 1978, six years after Louis Marx sold the company to Quaker Oats. During the Great Depression the Marx Company had over $500,000 in debt, a debt that was more then covered by its $3.2 million in assets.

In addition to several international plants, Marx had three plants in the United States, two in Pennsylvania, and one in West Virginia. One of the places that they sold their toys was in the Sears Roebucks magazine.

Some people feel that during its heyday, Marx and Company actually sold more toy trains then any of the other toy companies. The first train they sold was the Joy Line, which they sold on commission for the Girard Company. Shortly after his company started selling the Joy Line, Louis Marx arranged for the Girard Company to design a toy train specifically for Marx and Company. Eventually the Girard Company was purchased by Marx.

In the marketplace, Marx trains were noticeable because they were normally smaller and cheaper then the ones made by the Lionel Company and American Flyer. The Marx Company designed electric toy trains that featured an open frame motor, this motor features a gear that is fixed to one end of the axle of the armature. The company seldom varied from this design. Post World War II, Marx and Company started to make trains out of plastic. More expensive versions of Marx toy trains included a smoker that heated smoke fluid to produce smoke.

Those of you not familiar with the latest on Toytrains now have at least a basic understanding. But there’s more to come.

Marx trains typically have a copper shoe pickup. On a Marx motor, the center rail pickup, is typically made out of copper strip.

Until the late 1950′s Marx made their toy trains with a fat wheel. This fat wheel makes it virtually impossible for Marx toy trains to negotiate the switches and crossovers of Lionel tracks.

Older models of Marx trains feature open switches. Marx and Company designed their switches so that the wiring was similar to the wiring in two rail switches. Three wires, red, green, and black, go directly to the the switch.

Most of Marx scale freighters featured a a low truck with small wheels. Marx used a dovetail design for their tilt couplers. Marx tilt couplers are incompatible with Lionel couplers. The tilt couplers were one single molded piece. In later years, Marx made one piece knuckle couplers that have to be coupled by hand.

Most of the original Marx and Company motors have a metal frame and metal gears. A few of their later designs have frames and gears that are made out of plastic. Some of the cheaper toy trains that Marx designed can’t reverse, they can only go forward.

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Moles, Warts, and Skin Tags ? Getting Rid of Them Permanently

Sunday, February 15th, 2009

Lots o people have already proven that you can permanently remove moles, warts, and skin tags. Very few individuals ever had recurring skin lesions but this can sometimes happen especially for those who have warts. Do you think it would be possible to remove the skin lesions in less than fifteen days?

Well, if you use the natural means of removing skin lesions like moles, warts, and skin tags, it could take months before you can see results. There are more advanced procedures being employed today by doctors and cosmetic surgeons but the thing is, it can be rather costly and a bit painful.

You don’t have to choose the expensive options because you can still make use of other methods in removing the warts. Are you familiar with Chris Gibson? Well, he was able to get rid of his warts and moles in less than fifteen days. If you want to know about his secret, all you need to do is to purchase the eBooks he’s selling. There are safe ways to remove the skin lesions and you will find out how by reading the said eBooks. Take time to read Gibson’s eBooks because you will learn a lot of things. Despite the popularity of non prescription medications and other skin lesion removal products, may people are patronizing Gibson’s eBooks on how to safely remove moles, warts, and skin tags.

Is everything making sense so far? If not, I’m sure that with just a little more reading, all the facts will fall into place.

Their sales records have proven everything. Besides, one of the reasons why the eBooks are saleable is because the removal methods and products used are inexpensive and natural. Many individuals are now turning back to the natural products because the surgical and laser methods are very expensive and not only that, scarring often occurs which will remind you of the skin lesions for life. Through the natural products, scarring rarely occurs. Soon, when your skin lesions are removed, you will regain your self esteem and confidence.

Don’t be mislead by the blind sided information offered by some online resources. If you want to know about Chris Gibson’s secret, you can purchase his eBook. Browse through the various online store sites which sells the eBooks. It is very easy to find because many people are buying it as well. Once you have the eBook, sit down and read it. All the myths about skin lesion removal will be dispelled. The eBook provides detailed instruction on how to remove the moles, warts, and skin tags. If you’re lucky enough, you might even find sample copies of the eBook. Try the sample copies first and if you find them worthy, you can buy the whole eBook.

At present, there are already 225,000 contented customers who were able to remove moles, warts, and skin lesions permanently. Remember, you don’t have to spend a huge amount on the surgical procedures or laser methods. Your insurance won’t cover such expenses and you will need to shoulder the cost from your pockets. If you don’t have that kind of money, you can turn to the eBooks offered y Gibson.

The eBooks are very much affordable and the instructions there are given in full details so you can follow with ease. If you understand everything stated in the eBook, you will soon be able to remove the skin lesions. Now, you can walk with pride and confidence because you no longer have the unsightly skin lesions.

When word gets around about your command of Moles Warts Skin Tags facts, others who need to know about Moles Warts Skin Tags will start to actively seek you out.

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How Stained Glass is Made

Saturday, February 14th, 2009

When you think about Stained Glass, what do you think of first? Which aspects of Stained Glass are important, which are essential, and which ones can you take or leave? You be the judge.

Stained glass is a beautiful and unique art form that has existed for centuries. Although many different techniques, such as painting on the glass, have been created over the years, the process of making colored glass, true stained glass remains nearly unchanged after all this time. The stained glass making process begins with some basic natural raw materials like sand (silica), soda or potash, lead oxide or lime and one of the various metal oxides to provide the different colors used in stained glass designs. These raw materials, in their proper proportions are then mixed in a large vat and heated to 2500? F turning the mixture into molten glass which can then be processed in a variety of ways depending on the effect desired for a particular piece of stained glass.

For instance, to make the glass used in stained glass windows, a lump of the molten glass is caught up at one end of a blow pipe, blown into a cylinder-like shape, cut, then compressed into sheets and cooled. This process may be varied in order to produce different effects. “Flashed glass” is made by putting a ball of molten white glass inside of a layer of molten colored glass which, when blown and flattened, results in a less concentrated color because it will be white on one side and colored on the other.

This allows a much greater variety of colors to be created for use in stained glass art. Another process that is used for making Cathedral glass is done by rolling the molten glass into flat sheets. Then there are the “Norman slabs” which are created by blowing the molten glass into a rectangular box shaped mold. The sides are then sliced apart and formed into slabs which are slightly thinner at the edges and thicker in the center. Larger manufacturers use much the same techniques, but the mixing and shaping processes are done with large machines instead of by hand.

The more authentic information about Stained Glass you know, the more likely people are to consider you a Stained Glass expert. Read on for even more Stained Glass facts that you can share.

As mentioned above various metal oxides are added to produce different colors of stained glass. Golden, yellow and vermillion glass is sometimes created by using uranium, cadmium sulfide or titanium. Adding gold produces a beautiful ruby color Cobalt creates most shades of blue. Chromium and iron oxides can also create green shades. Copper oxide is very versatile and depending on the conditions it is used under it can create ruby red, bluish or green colors.

The beautiful pieces of stained glass are turned into beautiful stained glass windows and other beautiful artwork in a variety of ways. The oldest way is by (in simple terms) cutting out a design and then assembling the pieces together using “lead cames” which are basically made from strips of grooved lead which is then soldered to the glass. Different metal bars and loops are soldered to the lead in order to allow the stained glass window to be installed in a church, home or other building.

Other techniques use a special type of cement or other metals “foiled” to hold the stained glass pieces together. The methods for creating stained glass have survived and proven effective for thousands of years and will almost certainly continue to do so for many thousands more to come.

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Credit Card Debt Management ? The Right Tricks for Its Implementation

Saturday, February 14th, 2009

Credit cards give you the opportunity to acquire the material things that you did not think possible for you to have. These cards offer payment schemes that can be too tempting to resist. Imagine having your favorite gadget to be paid in installment plans. But the damage on this scenario starts when you buy things simultaneously without having solid ideas on how you will be able to pay up for such. This is where credit card management can help you straighten out the mess that you have gotten entangled with.

Use Credit Cards Wisely
Credit cards can indeed make life easier but only if you will be a responsible owner and use it only in emergency situations. It is okay to indulge on your guilty pleasures every once in a while. But you have to check if you are still spending according to what you earn. This way, you will not be surprised one day to find yourself in a big mess concerning your debts.

The more credit cards you have, the more tempting it will be to spend on things even if you don’t really need them. So think really hard before you acquire a new card. The more debts you have, the harder it will be for you to pay up. This holds true despite the various payment schemes that are made available by the credit card companies.

Here are some thoughts that you can ponder about to be able to achieve success in managing your credit card debts.

The more authentic information about Debt Management you know, the more likely people are to consider you a Debt Management expert. Read on for even more Debt Management facts that you can share.

1. If you find yourself in debt with more than one credit card company, analyze the situation before it is too late. Look at what you are faced with and think of ways to alleviate yourself from the situation. First, look at the debt that is gaining higher amount of interest. You need to allot more money for its monthly payment. This way, you will be able to stop the amount from ballooning until you can no longer control it.

But that doesn’t mean that you will look beyond the other debts from the other cards. You must pay at least the minimum amount due monthly. You can allot more once you have finished paying the card that has the highest amount of debt.

2. If you can afford to pay off your cards on a weekly basis, the better. This way, you will not be pressured come the cards’ due dates. Without the said pressure, you will be able to focus more on how you will be able to pay up for your remaining debts.

3. Live within your means. If only people will religiously follow this adage, life will be easier to lead. If you will only learn to value your money and budget it wisely, you will no longer have to resort to credit cards for your immediate needs. Bring cash with you wherever you go. This way, you will be able to control your spending. Being too much dependent on credit cards will not do anything good. So you have to break away before it is already too late.

You must learn the ropes through credit card management before it is already too late. You must control your debts. It must not be the other way around. You can still use your credit cards every once in a while. But make sure that you don’t let your debts become uncontrollable. Spend your money wisely and learn to control yourself from giving into temptations.

About the Author
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Reasons for Accessing Public Records

Wednesday, February 11th, 2009

Are you looking for some inside information on Public Records? Here’s an up-to-date report from Public Records experts who should know.

With the help of public records, a lot of information that are required is now processed most especially through Internet access. Availability of resources needed is one of the most important factors that people need in order to gain knowledge about a specific query. Access to public records has been beneficial for protection, reference, history look-up, and records about a certain business or person. And now there are widespread information coverage notwithstanding modes of ruling out one’s personal life and privacy.

As stated above, there are numerous reasons why one should have access to public records about a person even though deemed as a breach of privacy.

Reason 1 ? Protection
As if it was a sort of barrier between unfamiliar people and business establishments that want to take advantage of your innocence, public files are useful when making a background check about a person or an aspiring employee if that person has any kind of misconduct issues in the past or has been convicted of a crime. In cases of business establishments wanting to sell out an offer or is insistent of doing a partnership, it is vital that you have a history check on the present status of the company and who are the other affiliating parties under its command. You will also know a lot of things because of testimonies and solid profiles out of a bundle of information that you can gather.

Reason 2 ? History look-up
Is your grandfather a veteran and you want to find out for yourself things about his past life and achievements? Looking up for ical information that can be seen in your state’s public records is one of the most useful tools that you can manipulate. What’s good is that, from a historical look-up, you can also refer a lot of past information that may be reliable for a topic about paperwork and even strong evidence on research records.

Hopefully the information presented so far has been applicable. You might also want to consider the following:

Reason 3 ? Answers individual queries
If people around you don’t have a clue, then it’s about time that you turn a more reliable source of information either past or present. Records, most especially regarding past data, are important to all of us since there are verifications that are unanswered by the people around us and only written information can trigger truth to spill out. Through viable information like these, you’ll discover that a person, whom you thought you knew, may be keeping a past that he or she hasn’t told you.

Reason 4 ? Locate people
Having a friend needs constant communication or if not, at least the string has not been cut off. Looking into public records like where was the last place that the person whom you’re looking for last stayed or indicate where that person is currently staying. You may also want to know if a person still exists or already passed away. Details like these are vital most especially if you have been gone so long and this was just the moment when you have decided to reach them again.

Even if these kinds of information are quite sensitive, one must look into the brighter side of gaining access to such database although, getting public records is not as easy as browsing through the website of a database which offers search for information.

Furthermore, information as important as these requires a certain amount which will suffice the query.

Now you can be a confident expert on Public Records. OK, maybe not an expert. But you should have something to bring to the table next time you join a discussion on Public Records.

About the Author
Check out Anders Eriksson’s latest articles about home and family: Home and Family





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